Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Retail Employees Credit Union VISA® card.
We offer two different types of VISA® credit cards to suit your needs.
- Platinum (old Classic) offers a credit limit up to $10,000 with a fixed low interest rate of 11.9%, no annual fee, no balance transfer fee, and a 25 day grace period on purchases and cash advances.
- Platinum Preferred (old Gold) offers a credit limit up to $15,000 with a fixed low interest rate of 9.9%, no annual fee, no balance transfer fee, and a 25 day grace period on purchases and cash advances.
Plus you'll receive these great benefits with both of our cards:
- Cash advances at any ATM with the VISA® logo.
- Online purchase protection with Verified by VISA®
- ScoreCard Rewards - Earn points on every purchase you make, cash them in later for items such as plane tickets and electronics!
Other information for VISA® credit cards:
- 24 Hour Loan By Phone: 1-877-913-5300
- Card Member Services: 1-800-299-9842
- Lost/Stolen Cards: 1-800-325-3678
- Fraud: 1-800-854-1557
- Payments:
P.O. Box 31232
Tampa, FL 33631-3232
Contact us for more information on VISA® credit cards.
| We have a card just for you! |
Platinum Preferred |
Platinum |
| Annual Percentage Rate |
9.9% |
11.9% |
Other Annual Percentage Rates
Cash Advances, Penalty Rates, Balance Transfers |
9.9% |
11.9% |
| Annual Membership Fee |
NONE |
NONE |
| Grace Period for Purchases |
25 DAYS |
25 DAYS |
| Method of Computing Balance |
Average Daily Balance
(including New purchases) |
| Minimum Finance Charge |
NONE |
NONE |
| Transaction Fee |
NONE |
NONE |
Cash Advance Fee: NONE
Over-Credit-Limit Fee: $28.00 if balance is 10% over the credit limit
Late Payment Fee: $28.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement
Return Check Fee: $28.00
Request for Statement Copy Fee: $3.00
Card replacement Fee: $5.00 |
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